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Our Story

Building Malaysia's Retail Digital Infrastructure Since 1997

From prepaid kiosks to AI-powered marketing platforms. J&C Pacific has spent over two decades at the intersection of retail, payments, and technology.

1997 Year Founded
25+ Years of Innovation
6K+ Terminals Deployed
50+ Brand Partners
Our Mission

Empowering Retailers with Technology That Actually Works

We believe every retailer from a neighbourhood store to a national chain, deserves enterprise-grade digital infrastructure. Our platforms connect payments, marketing, and data into one seamless ecosystem.

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Trust & Compliance

Registered with Bank Negara Malaysia and certified by PayNet, security is never an afterthought.

Relentless Innovation

From kiosks to AI receipt validation, we continuously evolve to keep our partners ahead of the curve.

Partnership First

Our success is measured by our partners' growth. We build long-term relationships, not just transactions.

Our Journey

A History of Firsts

Key milestones that shaped J&C Pacific into Malaysia's trusted retail technology partner.

1997
J&C Pacific Founded

J&C Pacific Incorporated

Company founded as a foundational retail technology provider in Malaysia.

2001
Discounted Call

Telecommunications Expansion

Ventured into the telecom industry offering discounted corporate calls, IDD prepaid cards, and IDD callback services.

2011
Self-Service Kiosk

24×7 Self-Service Reload Kiosk

Became Malaysia's largest kiosk operator with 1,500 units at peak, providing top-up for local and international prepaid reload.

2017
99 Speedmart

SPEED POINT™

In collaboration with 99 Speed Mart, developed a Prepaid Mobile Top-Up and Bill Payment services solution.

2018
TNG eWallet MAE Alipay

All-in-One eWallet Platform

Developed an all-in-one digital wallet payment platform enabling merchants to accept multiple e-Wallet payments seamlessly.

2019
Hong Leong Bank

Smart Payment Terminals

Partnered with Hong Leong Bank to launch Android Smart Payment Terminals to retailers across Malaysia.

2020
99 Speedmart Digital Signage

Digital Advertisement Displays

Launched in-store digital advertisement displays at all 99 Speedmart outlets, managing solution, ad sales, and content.

2022
Bank Negara Malaysia

Bank Negara Malaysia Registration

Officially registered for Merchant Acquiring Services by Bank Negara Malaysia cementing our compliance credentials.

2023
AMEX

American Express Acceptance

Partnered with Maybank to enable American Express card acceptance across our terminal network.

2023
JCPG Payment Gateway

JCPG Online Payment Gateway

Launched JCPG — our proprietary online payment gateway enabling seamless transactions for e-commerce stores.

2024
Sunmi P2

Sunmi P2 Terminal Launch

Launched the next-generation Sunmi P2 Android terminal — faster, smarter, and built for modern retail environments.

2025
GiftsMart AI

GiftsMart™ AI Platform

Launched GiftsMart — an AI-powered WhatsApp marketing platform for automated retail campaigns and instant reward dispatch.

2026
DuitNow QR

DuitNow QR Integration

Launching DuitNow QR across our terminal network for seamless, interoperable digital ecosystem payments.